RTW Journey To Do List: Phone Companies and Travel Insurance

by Melissa on September 21, 2011 · 2 comments

Latest in this installment of my things to do to prepare for my RTW adventure?

Dealing with phone companies and Travel Insurance.  FUN!

phone company and travel insurance
Phone companies you may ask?  Yes. Phone companies.  Picking up and leaving your life behind to go travel the world comes along with setting up aspects of your life so that they are taken care of while you’re away.  Almost 3 years ago I had gotten locked into a contract with my phone company — which expires this December — 3 months after I already leave.  Now in Canada, phone plans are not nearly as inexpensive or well thought out — rather we pay an exorbitant amount of money for very few features (basically I pay something like $80-90/month for a basic iPhone data plan – STUPID!).  Calling the phone company is one of my least favorite things to do, but one afternoon I decided to pick up the phone and just get it done and over with.

I honestly think this particular phone call was the smoothest and most enjoyable call to my phone company ever.  Everyone was extremely helpful and not only helped me accomplish what I wanted, but they were pleasant and even ended up saving me even more money that I had hoped.  Rather than me paying the full $80-90 for three months while I am not even using my phone, they have put my plan down to the emergency plan only, meaning I only have to pay $13/month.  Come December, the phone company will then change over my plan to pay-as-you-go, which will hold my number for up to 12 months, and I only have to pay a one time $50 migration fee! Amazing!  So for under $100 I get to keep my number for when I come back — which is a big thing for me, since I’ve had my number for the last 10 years or so.

phone company and travel insurance

Secondly, travel insurance.  Seeing as I ended up needing my travel insurance last time I was in Australia –thank you, campylobacter enteritis for having me endure a 5-day hospital visit — getting travel insurance for this crazy journey of mine was a no-brainer.  Since I live in Canada, and we are lucky enough to have free health care here, there were a few hoops I had to jump through in order toget travel insurance for my intended length of travel.  In Ontario, we have OHIP (Ontario Health Insurance Plan), however, they only cover you out of province for up to seven months.  So this means I had to go fill out a temporary absence from the province form – which Ontarians are eligible to do for up to two years (if their purpose is a vacation).  Once I was finished jumping through the darn bureaucratic crap, my insurance guy finally was able to sort out the travel insurance policy for me.  And now I am fully insured!

Next on my to do list: PACKING!  Oh boy!


{ 2 comments… read them below or add one }

Rob September 23, 2011 at 12:46 pm

Sounds like things are moving smoothly. How much for the travel insurance, if you don't mind my asking?


Mellyboo September 23, 2011 at 3:33 pm

Hey Rob, not quite sure, it was my parents' gift to me — last time I was gone for 4months and it was roughly $400… so I assume its safe to say its about $100/month? Definitely worth it though, especially since last time I was so well taken care of while I was in the hospital — my insurance company called me every day in the hospital to check in on me and make sure I was doing okay. I had to pay out of pocket (hospital's policy, not the insurance company) but I was paid within 1 week of returning home and submitting my claim.


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